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Category Archives: Understanding Finance

Should you finance or should you save for your new car?

Getting a car loan, Understanding FinanceBy editorJuly 17, 2019

Looking to buy a car? Should you save for it or get finance? The answer depends on your circumstances. Let’s take a look at the pros and cons of each…

How to find the best personal loan for you

Financial Wellbeing, Understanding FinanceBy editorJuly 15, 2019

While the interest rate may be a key focus when considering personal loans, there are other important considerations. Here are some key things to look at…

Five mistakes to avoid when applying for a loan

Getting a car loan, Understanding FinanceBy editorJuly 6, 2019

A personal loan can be a handy financial tool, and a great way to access the funds you need. But before applying for your loan, here are some common mistakes to avoid.

The pros and (many) cons of ‘homemade loans’

Financial Wellbeing, Understanding FinanceBy editorJune 17, 2019

Family loans seem to benefit all parties involved, but come with significant risks. Here are some key things to keep in mind if you want to borrow from family members.

Top four reasons why Kiwis use personal loans

Understanding FinanceBy editorJune 13, 2019

Looking to make a big purchase and haven’t quite got all the funds available? A personal loan might be just what you need. 4 top reasons Kiwis take out personal loans.

Three steps to a lower interest rate

Understanding FinanceBy editorJune 13, 2019

Interest rates vary between lenders and are also based on a range of factors. Here, we give you three of our top tips to try and get a lower rate on your personal loan.

Personal loan rejected? What to do next

Financial Wellbeing, Understanding FinanceBy editorMarch 15, 2019

Having a personal loan declined can be disheartening, but with a bit of effort and some good planning, you can get your finances back on track. Here are some smart tips to get started.

Do you know your credit score?

Understanding FinanceBy editorFebruary 27, 2019

Having a good credit score can help you in many ways – including reducing the cost of your bills or giving you access to more cost-effective interest rates.

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