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You’re about to get behind the wheel of your new car. It’s gleaming in the sunlight, probably as clean as it will ever be. But is your vehicle loan a good fit, too?  If you’re using a loan to help pay for your new ride, there are a few things to consider to help you…

When was the last time you thoroughly reviewed your expenses? If it’s been some time, conducting an informal audit might reveal some unexpected savings. Here are a few starting points.

Have you ever thought about how much your financial outcomes are affected by your individual money mindset? While we might think of it as all about the numbers, our money lives are often shaped by things like our thoughts, beliefs and emotions…

We’re about to spill the beans on the top 10 tips for crafting a classic Kiwi Summer – the kind that’s loaded with sunshine, adventure, and a touch of that unmistakable Kiwi charm.

Struggling to find that sweet spot between keeping your work, life, and finances singing in harmony? Worry not, because we’ve got some useful tips coming your way. Let’s embark on the journey to zen-like balance – where work doesn’t overpower life, and your finances are happily doing the tango with your goals.

Many of us dream of saving more money but find it challenging to turn those dreams into reality. So here are some high-level tips to help you get started on your savings journey.

We all dream of that day when we’re finally free from car loan repayments. Well, guess what? There are ways you can help make that dream a reality sooner than you think!

So, you’re in the market for a car loan? At Motor Vehicle Finance we’ve got you covered. We’re here to help Kiwis like you find the ideal vehicle finance solutions. But with so many options out there, how do you find the perfect fit?

Whether you’re applying for a mortgage, a personal loan, or even a new credit card, understanding your credit score is essential.

Purchasing a car is an exciting milestone, but for some people, it often requires securing a car loan. However, obtaining a car loan is not always as straightforward as it may seem. In this article, we’ll explore some of the key factors that can affect getting a car loan in Aotearoa.

In this article, we’ll explore what you should look for when buying a used car, providing helpful tips and guidance along the way.

We’ve handpicked three great budgeting apps that we think could help you bring improved order and control to your financial life. So, let’s dive in!

It’s important to approach the process with careful consideration to ensure a smooth and satisfactory transaction. In this article, we will explore seven key things to think about when buying a car privately in NZ.

Explore some of the various finance options available, including government tax credits, incentives, and specialised loans for EVs

In a world where interest rates are on the rise, obtaining a suitable personal or vehicle loan requires a strategic approach. Here are some crucial factors to consider and ponder upon.

Buying a car is no small decision. It’s a big investment that can impact your overall experience of owning a vehicle, that’s why your negotiation skills can be the game-changer for an awesome ownership experience.

Whether you’re a first-time buyer or looking to upgrade, these five top tips will help you make informed decisions during your car-buying journey.

Whether it is your first car, the car you had an epic summer road trip in or the car you taught your child to drive in, it can be hard to let go of a car you are attached to.

If you’re in the market for a car, your options are generally through a licensed dealer or privately. Check out our tips if your new wheels come from a private seller.

More and more of us are using credit cards for our everyday purchases, but if you are running multiple credit and store cards, what are the risks and is it all bad?

If you want to keep the smashed avocado toast, here are some other things to keep an eye on as opportunities to save money.

From make, to model, to people mover or station wagon – the choice is dazzling. How do you get the right one for your unique family needs?

With the costs of the air-con and the extra drinks fridge cranking all summer long, you may get a bit of a shock at how quickly the costs of keeping cool add up.

If you’re one of the many thousands of Kiwis who loves a good summertime road trip, here’s some tips on how to make it a successful one.

Planning some NY resolutions? You might be thinking this decade is the decade to really get on track with your fitness, your health – and your finances.

How can you keep the budget on track and still ensure you have all the necessities once the baby arrives? We’ve collected some tips to help you out.

With summer just around the corner, you might be thinking about your holidays. Here are some fuel-saving tips to help you go the distance.

Can’t have money discussions without an argument? We’ve collected some expert tips on how to keep your relationship in harmony with your money goals.

Buying a car is an exciting time. Borrowing the money? Well, here are five things to check and understand before signing the loan agreement.

If you’re applying for a new loan, or maybe just changing your power company, one of the most important numbers you’ll need to know is your credit score. Here’s why

Debt consolidation can help you manage your debt, and even pay it off faster. Let’s take a closer look at what it is and how it can help you become debt-free.

Before you put your car up for sale, make sure you know the following ins and outs of selling a car with finance still owing on it.

Looking to borrow some money? The first thing your lender will want to check is your ability to repay the loan and still meet your other commitments.

Whether you’re considering a cosmetic change or a more extensive makeover, there are several different options available to fund the costs.

Do you sometimes wonder why you never seem to have enough money to go around, no matter how hard you work? You are not alone…

Owning a car isn’t just about the upfront purchase price; it’s the whole life cost of your vehicle that matters. That’s why it’s important to budget for all costs…

Looking to buy a car? Should you save for it or get finance? The answer depends on your circumstances. Let’s take a look at the pros and cons of each…

While the interest rate may be a key focus when considering personal loans, there are other important considerations. Here are some key things to look at…

A personal loan can help you fund your renovation, but if you want to keep your spending under control, these mistakes are to be avoided at all costs.

A personal loan can be a handy financial tool, and a great way to access the funds you need. But before applying for your loan, here are some common mistakes to avoid.

If you’re in the market for a new set of wheels, you may be wondering how you can narrow down all the options. Check out our quick guide, to help you find the right car.

Is it time to look at buying a new family car? Aside from safety and comfort, here are some things to look out for, sourced from Rightcar.

Your 30s are a time of great change. If you’d like to get ahead and make some smart money decisions, here are some expert tips we’ve collected for you.

Family loans seem to benefit all parties involved, but come with significant risks. Here are some key things to keep in mind if you want to borrow from family members.

Looking to make a big purchase and haven’t quite got all the funds available? A personal loan might be just what you need. 4 top reasons Kiwis take out personal loans.

Interest rates vary between lenders and are also based on a range of factors. Here, we give you three of our top tips to try and get a lower rate on your personal loan.

Is it time to look at buying a new family car? Aside from safety and confort, here are some things to look out for, sourced from Rightcar.

Winter is coming, and more heating generally means a higher bill; check out our tips to keep the power bill down while the heating is high.

It’s never too early to learn about the basics of money management. Here are some great lessons you can teach your kids, according to ‘Get a Financial Life’ author Beth Kobliner.

Different money personalities can mean friction when it comes to a joint bank account; we sourced some hot tips to help you manage your joint finances…

Life is full of the unexpected and sometimes our finances can take a hit. A rainy-day fund exists for those moments.

Looking for some motivation to help you get your financial fitness up to speed? Try some of these tips to build a positive financial mindset, that will help you build your wealth.

Having a personal loan declined can be disheartening, but with a bit of effort and some good planning, you can get your finances back on track. Here are some smart tips to get started.

Having a good credit score can help you in many ways – including reducing the cost of your bills or giving you access to more cost-effective interest rates.

Thinking about purchasing a car and need to be sure it’s not a ‘lemon’? If you’re on the hunt for your next vehicle, there are certain common car-buying mistakes to avoid.

Aside from credit and store cards, a car loan is often the first ‘big debt’ decision we make. Signing up for debt is a big step, so it’s important to understand your options and what you are committing to. If you’re considering getting your first car loan, take a moment to read on for a…

Your step-by-step guide to buying a used car Are you in the market for a used car, but are afraid of ending up with a clunker? Just because a vehicle is not new, doesn’t mean it can’t be new to you: in fact, a reliable second-hand car can be a fine alternative to a high-priced…

So you’re buying a new car and you need to get a loan? That doesn’t mean you have to be in debt for the next five years. If you’re planning on conquering your car loan quickly, take a look at these five tips to paying it off fast. 1. Make your budget realistic, but tough…

If you’re shopping for a new vehicle, then you might also be reviewing your finance options. Most vehicle purchases are high ticket items and that often means that finance is needed to complete the purchase. So how do you find the right finance for your needs? Whether you’re buying a car, a boat or a…

Finding the right car loan for your needs is about more than interest rate. It’s about getting finance that’s structured to suit your budget and goals. Here are some key things to consider if you’re looking for the best option for your car loan needs. 1. Understand your budget If you want to put yourself…

Paying off a car loan often takes a few years and a lot can change in the time between setting up your car finance and settling it. The best deal when you signed on the dotted line might stop delivering value as time passes. Do you take time out to review your car loan regularly?…

Are you searching for the best car finance for your needs? Finding finance that works for you isn’t just about grabbing the first deal you see advertised. Your ideal car loan needs to tick all the boxes. If you’re looking for an outstanding option in car finance – you might benefit from avoiding these five mistakes.…

If you’re in the market for a new car then you’ve probably started reviewing your finance options. A car is usually a big purchase, so it’s common to have to borrow money to cover the costs. Here are some of the different ways you could finance your next car, and a quick look at how…

Would you like to understand the real cost of your next car? Whether you’re buying new or used, it’s helpful to work out your financial position before you sign on the dotted line. From using a car loan calculator to understanding potential running costs – here’s how to calculate the cost of your car. 1.…

No matter if it’s new or used, shopping for your next car gets the endorphins pumping. But don’t let the excitement take over – it’s time to focus on the details and organise finance for your purchase. Read on for some of the key things to consider. Work out your budget It may sound obvious,…

If you’re looking for a car loan, then you may be wondering how much you can afford and what it is going to cost. Using a car loan estimator allows you to calculate how much you will be repaying on a monthly basis. You can then make sure your car loan meets your budget before contacting…

Setting up the right structure for your car loan is important. It can have a big impact on your ongoing budget and the overall cost of your loan. Read on for our quick guide on how to work out the right car loan term for you. 1. Be realistic about what you can afford Building a budget…

If you’re looking for a car loan you may be wondering which provider to choose. Car loan companies range from car dealers to banks, and each company that offers car loans will tell you that they are the best. But if you’re in the market for a car loan what does a company really need to offer?…

Is your car loan giving you the flexibility you require? It’s not uncommon for your needs to change. If that’s the case it might be time to change your car loan too. Look out for these easy to spot signs your car loan is under-performing and needs to go. How’s your budget? Setting up a…

Have you had your car loan for 12 months or more? If so it could be time to review your options and perform a health-check. Here are five simple steps to getting the most from your car loan. 1. Increase the value of your payments If your budget changes or your financial position improves, you may be…

It’s important to stay on top of your car loan, so if you want make sure you are firmly in the driving seat, stay tuned for our four key areas to focus on. Making your car loan work for you is about the longer journey, not just the short term goal of buying a car. Here…

As with all lending, there’s a bit of paperwork needed to complete a car loan application. If you’re shopping for your next set of wheels and getting ready to find the vehicle finance you need, check out our quick guide to the kind of information lenders generally request. Whichever finance provider you choose is likely to…

It might seem an obvious question, but what is a car loan? Of course it’s a loan to buy a car, but why not buy a car with a personal loan? Why not buy a car with a credit card or top up your mortgage? Let’s take a closer look at what a car loan is,…

Understanding the importance of a good credit score is made easy with our Quick Guide to Credit Reports. What is a credit report? A credit report scores an individual’s credit history based on their ability to follow a lender’s conditions. It also contains information about your recent borrowing history including details of any defaults; your…

Going three times… Buying a car at auction. Buying a car at auction does not need to be either a scary or a risky experience. The right preparation can give you the tools that you need to bid then walk away with a great car. If you’re thinking of making a car purchase through an…

The world of finance can be full of confusing terminology. Car finance is no exception. And while we try to be jargon-free, we recognise that there are words that are used across the industry that can be difficult to understand. With that in mind we’ve produced this straightforward list of terms, so that you can…

When you’re looking for your next car, you may be entirely focused on deciding what you need from your latest set of wheels. It’s not uncommon to forget to think about how you’re going to pay for it, until after you’ve found exactly what you want. If you’re planning on making your purchase with a car…

Getting a car loan for your first car can seem daunting. Taking on debt is a big step in life, so it’s important to carefully consider what will work for your budget and what you can afford. Here are some things to ponder before setting up your first car loan. Quick takeaways: Affordability is essential –…

Whether you’ve already set up your car loan or you’re simply considering your options, paying off your loan faster is financially best. That’s because the faster you pay your car loan off, the less you pay in interest, and the shorter the length of your loan. If you want to speed up your repayment rate,…

Have you ever wondered what your credit report says about you? There’s no time like the present for getting to grips with the importance of your credit status. Key points to know: Reviewing your credit report is a quick and easy way for finance companies (and potential employers) to assess your credit worthiness You can access…

Getting a car loan to work for you isn’t just about choosing a provider that you can trust. It’s also about making sure that you structure your loan in a way that suits both your lifestyle and your needs. That usually means finding a repayment structure that fits your budget, and being able to borrow enough…

With all types of finance – including car loans – it simply makes sense to regularly review what you have and what your options are. Building up a good repayment history with your lender may mean there is an opportunity for an interest rate reduction. Or, perhaps you have a little more disposable income available, which…